Real Living Wareck D'Ostilio
The Urban Specialists, Real Living Wareck D'OstilioPhone: (203) 668-7350
Email: [email protected]

The Urban Specialists' Blog

Posted on 05/09/2021
The Appraisal & Its Impact on the Home's Sale
Image by Free-Photos from Pixabay As the home buying process nears the closing, both buyers and sellers need to prepare for the appraisal. This often the last step the lender requires before approving financing for the buyer, so it’s an important part of the home sale process. What is an Appraisal? An appraisal is an unbiased, professional evaluation...
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Posted on 05/02/2021
8 Tips for Buying Your First Rental Property
Photo by Tumisu via PixabayMaybe you’ve thought about buying rental property. Wouldn’t it be great, you think, to own something that someone else pays for? It can work out that way, with your property increasing in value while you pocket money every month. But with the wrong home, the wrong tenants or the wrong management, it can go...
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Posted on 04/25/2021
Helping Someone Else Get a Mortgage Loan: Should You Cosign?
Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...
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Posted on 04/18/2021
Make the Most of Selling Your Home
Photo by PublicDomainPictures via Pixabay You’ve finally decided to sell your home and now you want the REALTOR® to show you the money! While that sounds like it can happen at the snap of a finger, there are a few things to consider. Are you selling for a profit or is your goal to make the biggest profit...
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Posted on 04/11/2021
How Should I Start Investing
Photo by 3D Animation Production Company via PixabayHave you received your 401K packet? It probably had some selections to make, such as a list of investment options to choose from. A small choice like this makes a big difference down the road. Whether you own a 401K, need to fund your own retirement, are putting a down payment...
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Posted on 04/04/2021
Get a Leg Up on the House Selling Competition
Selling a house may prove to be difficult, particularly for those who are competing against dozens of rival sellers in the same city or town. Fortunately, there are lots of things that you can do to gain a competitive advantage over rivals in a fierce housing market. Now, let's take a look at three tips to help you get...
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Posted on 03/28/2021
Consider These Eco-Friendly Additions for Your New Construction
Photo by Andreas Gücklhorn on Unsplash Many prospective homeowners choose new construction over an existing home because they're able to customize the design. While there's no argument that It's fun to choose countertop options and bonus rooms, this is a good time to consider adding green solutions as well. Homes with green, or eco-friendly features, have a higher...
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Posted on 03/21/2021
Use a Pallet to Build a Porch Swing
Image by Lars_Nissen_Photoart from Pixabay A porch swing lends wistful ambiance to your home. Below are a few options on how to construct your own porch swing from 3 wood pallets, which local stores may be able to give you free of charge. Upcycling materials keeps useful scraps out of landfills and saves money. In addition, your weekend...
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Posted on 03/14/2021
Refresh or Replace Your Kitchen Cabinets
Photo by Jafar Mansuri on Unsplash To resurface or replace? That's the question. Consider replacing if: They have significant water or humidity damage. They're poorly constructed and/or falling apart. The design frustrates. You could do better starting over. The style can't be easily updated, for example, floral moldings. The cost to refinish is more than new cabinets. It...
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Posted on 03/07/2021
Tips on Title Insurance
Photo by Mona Tootoonchinia via Pixabay When you purchase a home, your lender charges you for a title insurance policy. You are also given the option to buy your own title insurance policy. Depending on your agreement with the seller, the seller might purchase the buyer’s title insurance policy. Before a seller can sell his or her property,...
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Posted on 02/28/2021
What Home Buyers Want in 2020: Key Features and Selling Points for the New Decade
Photo by Gerd Altmann via Pixabay Energy Efficiency As home buyers become younger and younger, energy-efficient structures become more popular. According to the National Association of Home Builders, the most sought-after green features in a home include: Energy-Star rated windows and appliances. Toilets that conserve water. Tankless water heaters. Solar panels. Extra insulation. Triple-paned glass in windows and...
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Posted on 02/21/2021
First-Time Home Seller Guide
Photo by Pexels via Pixabay If you do not know the process for selling a home it can raise your stress level some. It can also be a very unpleasant experience. During the process, you will have to endure a lot of opinions and suggestions that can either help you or end up hurting your efforts when the...
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