Real Living Wareck D'Ostilio
The Urban Specialists, Real Living Wareck D'OstilioPhone: (203) 668-7350
Email: [email protected]

Moving to an HOA Community

by The Urban Specialists 12/13/2020

Photo by Curtis Adams from Pexels

Are you considering buying a home with a Home Owner's Association (HOA)? Living in an HOA community can be very rewarding. But if you're accustomed to living without one, it can bring some challenges. 

Know in advance what to expect with HOA living. Checking out the biggest pros and cons HOA homeowners face.

Pro & Con: Lawn Maintenance

Some HOAs may pool HOA money together to cover landscaping costs for the neighborhood. Not only does this mean you never have to do yard work again. It also provides a consistent aesthetic throughout the community that you'll come to appreciate. 

This can be a con as well. You'll have less say about the flowers you can plant. And some HOAs don't handle landscaping but give you basic landscaping rules you must follow.  

Pro: Access to Amenities

An HOA may maintain a community swimming pool, clubhouse, golf course, or mini-gym. As a member of the HOA, you'd have access to these shared spaces.

Pro: Fewer Worries about Unruly Neighbors

Is your neighbor throwing loud parties at all hours? Are they letting their dog run around and relieve itself in your yard? In a non-HOA, these are neighbor disputes. But in an HOA, these are community issues. 

When you join, you each agree to by-laws. If someone is out of line, they may face penalties. But beware, if you're the unruly neighbor, you might face the same.

Pro: You May have Automatic Friends

If you've moved across the country and don't know anyone, you'll appreciate the organized social events most HOAs host.

Con: Fees Can be Expensive

If you get a lot of amenities, you'll be paying for it through the HOA. It's much cheaper than if you paid for all of it separately. But it's essential to move into an HOA with amenities you'll use to get your money's worth.

You owe these fees regardless of changes in financial status. The by-laws may give the HOA the right to put a lien on your home that will have to be paid before you can sell or refinance.

Con: You Can't Paint your House

The HOA will typically choose one or more colors for your exterior. You have little say.

Are you a rebel? This level of control over your life may take some adjustment.

Con: The HOA Organization

Not all HOA's are run well, try to gain insight into how the Association's governing board functions. Before joining one--which is automatic when you buy a house there--we recommend that you talk with your future neighbors and the HOA to get a feel for things. Also, walk through the neighborhood to see how well yards, roofs, and other outdoor features are maintained.

The Pros & Cons of HOAs

Every HOA is different. So consider what you're looking for. Speak with your real estate agent about your desires and expectations. And for more tips on finding the home you'll love, follow our blog.

About the Author
Author

The Urban Specialists

CITY RESOURCES The great thing about urban centers is just how much stuff you find around you. Your favorite restaurants, cultural activities and museums are within walking distance of your front door. It's convenient and adds to how much you get out of your place. For more info on New Haven, check out these links: Info New Haven Visit New Haven We are passionate about the environment. We are eager to help you to add value to your current home, save money on utilities, make your lives more energy efficient and eco-friendly, and generally live a "greener" lifestyle, all without sacrifice. For more info on green living in New Haven, visit these sites: CT DEEP Neighborhood Housing Services of New Haven USGBC's Green Home Guide We care about historic properties and their communities and wish to encourage preservation of our community's architectural and cultural history. For more info on New Haven preservation, check out these links: CT Trust for Historic Preservation New Haven Preservation Trust Historic Homes Downtown Areas Neighborhoods Green Homes Bethany Branford Guilford Hamden New Haven North Haven Orange West Haven Woodbridge Olivia C. Martson Olivia Martson is a long time resident of New Haven. She lives and works in downtown New Haven and is thoroughly familiar with the pros and cons of urban living. From 1992-1997, she served on the New Haven Board of Alderman as the elected representative for Ward 2, the downtown neighborhood immediately west of Yale University. Fore more : Biography - http://media.mlspropertyfinder.com/418613/preview.jpg